FHA jumbo streamline refinance rates
FHA jumbo mortgage rates vary among the banks, credit unions, brokers, and lenders able to offer these high balance FHA mortgage loans. FHA jumbo mortgage rates are in effect for loan amounts greater than $417,000 and are not offered in all areas. The FHA loan limits vary by county and typically are mainly available in CA, WA, CO, IL, MD, NJ, VA, MA, NY.
FHA loan limits were lowered from the temporary limits of up to $729,000 (depending on county limits). The new lower limits took effect October 1st, 2011. The only FHA loans not affected by the new limits are FHA streamline refinances.
Not all banks and lenders will offer the fha jumbo streamline refinance at the old/higher limits however due to secondary marketing and end investor restrictions. Emery Federal Credit Union is one source able to offer FHA jumbo streamline refinances on the higher loan limits with excellent rates and low fees.
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